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Privacy Policy


PDF Version of Privacy Policy


FACTS

 WHAT DOES SPACE COAST CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? Rev. 01/2026

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Identification Information: Name, address, email address, telephone number, Social Security number, date of birth, driver's license or state identification number
  • Financial Information: Account numbers, account balances, payment history, credit history, credit scores, income, assets, and liabilities
  • Transaction Information: Account activity, purchase history, and records of products or services purchased from us
  • Online Activity Information: Browsing history, search history, and information regarding interaction with our website, applications, or advertisements
  • Geolocation Data: Physical location or movements when using our mobile applications with location services enabled
  • Audio and Visual Information: Call recordings for quality assurance and security purposes

When you are no longer our member, we continue to share your information as described in this notice.

How?

 All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Space Coast Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Space Coast Credit Union share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes – information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share

Questions? Call (800) 447-7228 or go to https://www.sccu.com


What we do

  
How does Space Coast Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Space Coast Credit Union collect my personal information?

We collect personal information through:

  • Account applications and other forms submitted by members
  • Contact information and/or account information you provide
  • Information you provide when making a wire transfer
  • Transactions on member accounts
  • Consumer reporting agencies
  • Website interactions and mobile applications
  • Cookies and similar online tracking technologies
  • Communicate on the public website through our interactive Chat Live online
  • Third-party service providers, affiliates, or other companies
  • Public records
Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.


Definitions

  
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Space Coast Credit Union has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Space Coast Credit Union does not share with nonaffiliates.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include loan recapture programs, financial service providers, and insurance companies.

Other Important Information

Please read Space Coast Credit Union’s Website Terms & Conditions for additional information on Space Coast Credit Union’s use of Internet Cookies and other Online Tracking Technologies, E-mail, and Online Chat Communications.

We may update this policy from time to time to reflect changes in our practices or legal requirements, or other reasons. When we make updates, we will notify you of any significant changes by posting the new policy on our website and updating the "Last Updated" date. Any changes to this policy will become effective when posted to our website unless stated otherwise.